California passed a bill prohibiting discrimination based on a person’s veteran or military status. The bill becomes effective January 1, 2020. See California State Legislature

Texas passed a bill amending security breach disclosure requirements. Under the bill, a person or business that owns or licenses (“owner or licensee”) personal information

Fannie Mae issued Selling Guide Announcement SEL-2019-08 (Announcement), amending homeownership education requirements. Per the Announcement, at least one borrower must complete homeownership education prior to

Freddie Mac issued Bulletin 2019-20 (Bulletin), announcing revisions to the Single-Family Seller/Servicer Guide (Guide). Per the Bulletin, Freddie Mac updated requirements with respect to mortgage

Freddie Mac issued Bulletin 2019-21 (Bulletin), extending the implementation date of Servicing Gateway and the mandatory adoption of the Servicing Data Corrections Tool. Per the

Freddie Mac postponed the mandatory use date for the revised Uniform Underwriting and Transmittal Summary (Form 1077). Mandatory use of the revised Form was scheduled

The Maryland Commissioner of Financial Regulation (Commissioner) adopted rules amending the Mortgage Lender Law. The adopted rules amended borrower repayment ability and recordkeeping requirements, repealed

New York passed a bill amending breach of security disclosure requirements. Under the bill, New York’s breach of security disclosure requirements now apply in the

Montana passed a bill authorizing the remote online notarization of documents and establishing procedures for the performance of online notarizations. A remote online notarization is