VA issued Circular 26-19-17, Change 1, amending guidance previously announced in Circular 26-19-17 relating to Interest Rate Reduction Refinancing Loans (IRRRLs) and the VA Funding

FHA published the quarterly update to its Single Family Housing Policy Handbook (SF Handbook 4000.1). This publication updated and clarified FHA’s servicing and claims policies,

New Jersey passed a bill codifying the state’s Foreclosure Mediation Program (Program). Under the bill, the Program applies to a foreclosure action involving an owner-occupied

Oregon passed a bill amending the Consumer Identity Theft Protection Act (CITPA). Under the bill, the definition of “personal information” is expanded to include user

Utah passed a bill authorizing remote notarizations and establishing requirements for the performance of remote notarizations. A remote notarization is defined as a notarial act

VA issued Circular 26-19-27, describing measures mortgagees may employ to provide relief to home loan borrowers affected by Hurricane Dorian. The measures include: the forebearance

California passed a bill removing the exemption for attorneys from the Rosenthal Fair Debt Collection Practices Act (RFDCPA). Under the bill, attorneys are no longer

California passed a bill prohibiting discrimination based on a person’s veteran or military status. The bill becomes effective January 1, 2020. See California State Legislature

Texas passed a bill amending security breach disclosure requirements. Under the bill, a person or business that owns or licenses (“owner or licensee”) personal information

Fannie Mae issued Selling Guide Announcement SEL-2019-08 (Announcement), amending homeownership education requirements. Per the Announcement, at least one borrower must complete homeownership education prior to