Georgia adopted disclosure requirements for mortgage loan originators (MLOs) operating under temporary authority. Under the adopted rules, mortgage lenders and brokers sponsoring unlicensed MLOs must

This summary represents an analysis of servicing Quality Control data from servicing life events analyzed by TENA’s Servicing QC Department during the second and third

Freddie Mac extended the effective date of updates to employed income analysis and calculation, previously announced in Single-Family Seller/Servicer Guide Bulletin 2019-20. The effective date

The CFPB published an updated version of the HMDA Small Entity Compliance Guide (Guide). Updates to the Guide include incorporation of content from the HMDA

Arizona passed a bill authorizing remote notarizations and establishing requirements for the performance of remote notarizations. A remote notarization is defined as a notarial act

The New Jersey Department of Banking and Insurance issued a bulletin amending the high-cost home loan limit under the Home Ownership Security Act of 2002

Michigan passed a bill amending the content of the notice of foreclosure by advertisement (Notice). Under the bill, a lender or servicer must now include

Fannie Mae published an updated and redesigned Quality Control (QC) Self-Assessment. The QC Self-Assessment is designed to help manage quality risk and comply with Fannie

RHS adopted a rule implementing changes to loss claim and loss mitigation processes. The rule streamlined the loss claim process for lenders who have acquired

The CFPB published additional guidance related to disclosure of construction and construction-permanent loans under the TILA-RESPA Integrated Disclosure (TRID) Rule. The CFPB published two guides