Freddie Mac issued Guide Bulletin 2021-1 to extend income verification, appraisal, power of attorney, and condominium project flexibilities due to COVID-19. The effective date of

Texas adopted rules amending the Mortgage Banker Registration and Residential Mortgage Loan Originator License Act. Under the adopted rules, a mortgage banker or loan originator

Texas adopted rules amending the Residential Mortgage Loan Company Licensing and Registration Act. Under the adopted rules, a residential mortgage loan company or loan originator

RHS extended the foreclosure and eviction moratorium and provided additional guidance for servicing loans impacted by COVID-19. The foreclosure moratorium is extended through February 28,

RHS extended temporary verification of employment, appraisal and repair inspection provisions due to COVID-19. The temporary provisions have been extended through February 28, 2021. Click

FHA issued Mortgagee Letter 2020-43 to extend the foreclosure and eviction moratorium in connection with COVID-19. The foreclosure and eviction moratorium is extended through February

FHA issued Mortgagee Letter 2020-44 to extend the effective date through which a borrower may begin a COVID-19 Forbearance, and to extend HECM deadlines for

FHA issued Mortgagee Letter 2020-45 to extend the temporary endorsement process for mortgages placed in forbearance due to COVID-19. The temporary process has been extended

The CFPB adopted rules amending the General Qualified Mortgage (QM) definition under the QM/ATR provisions set forth in the federal Truth-in-Lending Act. Among other things,

The CFPB adopted rules creating a new Seasoned Qualified Mortgage (SQM) category under the QM/ATR provisions set forth in the federal Truth-in-Lending Act. The SQM