FHA issued Mortgagee Letter 2021-13, modifying the calculation of student loan payments for purposes of determining debt-to-income ratios. Per the Mortgagee Letter, lenders must now

FHA issued Mortgagee Letter 2021-15 to establish the new COVID-19 Advance Loan Modification option, to extend the COVID-19 foreclosure and eviction moratorium, and to expand

Freddie Mac issued Bulletin 2021-23 to extend the COVID-19 foreclosure moratorium through July 31, 202. Per the Bulletin, the foreclosure moratorium does not apply to

Fannie Mae issued Lender Letter LL-2021-02 to extend the COVID-19 foreclosure moratorium until July 31, 2021. Per the Lender Letter, the foreclosure moratorium does not

Freddie Mac issued Bulletin 2021-22 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac announced the replacement index for the Cost

Fannie Mae issued Servicing Guide Announcement SVC-2021-03 (Announcement), setting forth updates to the Servicing Guide. Per the Announcement, Fannie Mae: provided an alternative means of

VA issued Circular 26-21-09 to clarify the continued use of VA Form 26-1802a (HUD/VA Addendum to URLA). Per the Circular, VA will continue to utilize

Fannie Mae issued a Servicing Notice (Notice), announcing the replacement index for the Cost of Funds Index. As previously communicated, the Federal Home Loan Bank

RHS revised Form RD 3555-21 (Request for Single Family Housing Loan Guarantee). The revised form no longer includes the income calculation worksheets. However, RHS announced

FHA Updates the Servicing and Loss Mitigation section of the Single Family Housing Policy Handbook (SF Handbook 4000.1) FHA Updated the Servicing and Loss Mitigation