FHA published an update to the Single Family Housing Policy Handbook (SF Handbook 4000.1). The update includes revisions to existing guidance, technical edits and the
VA issued Circular 26-22-10 (Circular), announcing Certificate of Eligibility (COE) enhancements to include the United States Space Force (USSF) as a branch of service. Per
Freddie Mac issued Bulletin 2022-14 and Fannie Mae issued Lender Letter LL-2022-02, providing requirements for loans impacted by the Equifax coding issue. Per the Bulletin
VA issued Circular 26-22-12 (Circular), introducing a new Certificate of Eligibility (COE) funding fee status for active-duty service members with pending pre-discharge claims. Per the
FHA extended the temporary partial waivers issued for Mortgagee Letter 2015-11 and Mortgagee Letter 2016-07. The temporary partial waiver for Mortgagee Letter 2015-11 allows mortgagees
Ohio passed a bill allowing mortgage business at remote locations. Under the bill, lender, brokers, and servicers licensed under the Residential Mortgage Lending Act (RMLA),
Fannie Mae updated the area median incomes (AMIs) used to determine a borrower’s eligibility for HomeReady mortgage loans and RefiNow transactions. The 2022 AMIs will
VA issued Circular 26-22-11 (Circular), updating wood destroying pest inspection fees and repair cost policies. Per the Circular, VA now permits a borrower to be
Hawaii passed a bill repealing mortgage loan recovery fund fees paid by mortgage loan originator companies under the Secure and Fair Enforcement for Mortgage Licensing
Freddie Mac issued Bulletin 2022-13 (Bulletin) announcing updates to the ACE+PDR requirements originally announced in Bulletin 2022-6. Per the Bulletin, Freddie Mac: Updated the effective
FHA issued Title I Letter (TIL) TIL-489, adopting the Uniform Residential Loan Application (URLA) for the Title I loan programs. Per the TIL, FHA replaced
FHA issued Mortgagee Letter 2025-01, updating Defect Taxonomy to include Servicing Loan Reviews. Per the Mortgagee Letter (ML), FHA updated the Single Family Housing Policy
RHS adopted rules amending manufactured housing provisions under the Single Family Housing Guaranteed Loan Program. The adopted rules: The final rule is effective March 4,
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