Montana adopted rules reducing the license renewal fees under the Montana Mortgage Act (MMA) for 2017. Under the adopted rules, the renewal fee for a
Just one year ago, the CFPB’s monumental regulation change – Know Before You Owe, or TRID (the TILA-RESPA Integrated Disclosure rule), went into effect and
FHA updated the Single Family Housing Policy Handbook 4000.1 (Update). The Update contains technical changes for consistency and clarity, and adds several policy updates. The
VA issued Circular 26-16-28 defining VA’s support for the Single-Family Home Sustainability Initiative. This Circular introduces voluntary above-code wind hazard resilience standards, an above-code water
The CFPB issued guidance concerning the use of the newly redesigned Uniform Residential Loan Application (URLA) for purposes of the Equal Credit Opportunity Act (ECOA)
Ohio passed a bill establishing the D.O.L.L.A.R. deed program (Program). The Program provides borrowers in default the opportunity to stay in their home following a
Ohio passed a bill amending the state’s foreclosure procedures. Under the bill, a foreclosing lender or servicer may elect to have foreclosed property sold by
To identify frequently occurring mortgage Quality Control audit exceptions, TENA analyzed the findings from thousands of QC audits it completed during the second quarter of
An analysis of Mortgage Servicing QC Audits performed by TENA during the second calendar quarter of 2016 identified numerous audit issues that were repetitive in
Fannie Mae and Freddie Mac published supporting documents for the upcoming redesigned Uniform Residential Loan Application (URLA). The new support documents include a Dynamic URLA,
Fannie Mae issued Selling Guide Announcement SEL-2025-02 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae is integrating Condo Project Manager
Fannie Mae revised the West Virginia Security Instrument Form (Form 3049). The revision updates paragraph 1 (pertaining to payment of principal, interest, escrow items, prepayment
Freddie Mac issued Bulletin 2025-4 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac introduced the Freddie Mac Income Calculator, designed
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