Fannie Mae issued Lender Letter LL-2022-05, waiving loan-level price adjustments (LLPAs) for HomeReady loans, loans for first-time homebuyers with income at or below applicable area
Pennsylvania passed a bill amending breach of security requirements. The bill provides an alternate method of providing notice of a breach of security in the
Freddie Mac issued Bulletin 2022-23 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: Enhanced Loan Product Advisor (LPA) to allow
Freddie Mac issued Bulletin 2022-22 (Bulletin) announcing changes related to credit fee caps and credits for credit fees. Per the Bulletin, Freddie Mac: Introduced new
VA revised chapter 9 of the Lender’s Handbook (M26-7). Chapter 9 (Topic 3) was revised to include the permissibility of attorney opinion letters where customary
RHS revised chapter 11 of the Single Family Housing Guaranteed Loan Program Technical Handbook (HB-1-3555). The updates to chapter 11 pertain to the total debt
Fannie Mae issued Selling Guide Announcement SEL-2022-09 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae: Updated documentation requirements with respect
RHS revised chapter 4 of the Single Family Housing Guaranteed Loan Program Technical Handbook (HB-1-3555). The updates make minor grammatical and formatting changes, correct discrepancies
Freddie Mac issued Bulletin 2022-20 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: Introduced Condo Project Advisor Project Assessment Request
Delaware passed a bill enacting the Revised Uniform Law on Notarial Acts. The Revised Uniform Law on Notarial Acts is modeled upon the Revised Uniform
Fannie Mae issued Selling Guide Announcement SEL-2025-02 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae is integrating Condo Project Manager
Fannie Mae revised the West Virginia Security Instrument Form (Form 3049). The revision updates paragraph 1 (pertaining to payment of principal, interest, escrow items, prepayment
Freddie Mac issued Bulletin 2025-4 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac introduced the Freddie Mac Income Calculator, designed
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