FHA issued Mortgagee Letter 2023-17 establishing policies for accessory dwelling units. Per the Mortgagee Letter, FHA expanded financing options for borrowers seeking to purchase properties
VA issued Circular 26-23-19 to amend funding fee exemption determinations and how refund requests should be submitted. The amended procedures are effective October 2, 2023.
RHS revised chapters 8, 14, Appendix 3, and Appendix 5 of the Single Family Housing Guaranteed Loan Program Technical Handbook (HB-1-3555). The updates to chapter
Fannie Mae issued Selling Guide Announcement SEL-2023-09 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae: Revisions related to rental income
Freddie Mac issued Bulletin 2023-19 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac updated rental income requirements by: Freddie Mac
RHS revised chapters 9 and 10 of the Single Family Housing Guaranteed Loan Program Technical Handbook (HB-1-3555). Specifically, RHS revised paragraphs 9.3, paragraph 9.4, and
VA issued Circular 26-22-16, Change 1, amending the stacking order for files selected for VA Full File Loan Review (FFLR). Per the Circular, VA deleted
RHS amended the eligibility area maps under the Single Family Housing Guaranteed Loan Program. Effective October 1, 2023, all properties for new applications must be
Freddie Mac issued Bulletin 2023-18 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: The added DTI requirements for student loans
Fannie Mae issued Selling Guide Announcement SEL-2023-08 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae: Revisions related to trust income
Fannie Mae issued Selling Guide Announcement SEL-2025-02 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae is integrating Condo Project Manager
Fannie Mae revised the West Virginia Security Instrument Form (Form 3049). The revision updates paragraph 1 (pertaining to payment of principal, interest, escrow items, prepayment
Freddie Mac issued Bulletin 2025-4 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac introduced the Freddie Mac Income Calculator, designed
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