Idaho passed a bill amending the Residential Mortgage Practices Act (RMPA). Under the bill, a mortgage lender, broker, loan officer, or servicer licensed under the RMPA may not use a mortgage trigger lead in a misleading or deceptive manner. The bill also sets forth requirements and restrictions with respect to mortgage trigger leads. The bills become effective July 1, 2025.
Click to view the Idaho House Bill 149: https://www.tenaco.com/wp-content/uploads/2025/03/ID-HB-149-03-18-25.pdf
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RHS issued a SFH Guaranteed Origination Notice (Notice) terminating the temporary loan eligibility for non-U.S. citizens with valid social security numbers and employment authorization documents.
FHA issued Mortgagee Letter 2025-08 rescinding the policy guidance announced in Mortgagee Letters 2021-27, 2024-07 and 2024-16. Mortgagee Letter 2021-27 pertained to appraisal fair housing
Idaho passed a bill amending the Residential Mortgage Practices Act (RMPA). Under the bill, a mortgage lender, broker, loan officer, or servicer licensed under the
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