VA issued Circular 26-22-17 (Circular), updating procedural requirements related to the acceptability of private roads and shared driveways. Per the Circular, an ongoing maintenance agreement
VA revised chapter 9 of the Lender’s Handbook (M26-7). Chapter 9 (Topic 3) was revised to include the permissibility of attorney opinion letters where customary
VA issued Circular 26-22-16 (Circular), requiring the upload of the Uniform Loan Application Dataset (ULAD) and Uniform Closing Dataset (UCD) in connection with a full
VA issued Circular 26-22-15 (Circular), announcing an update to the WebLGY Request Single Property Appraisal user interface (UI). Per the Circular, the UI was updated
VA issued Circular 26-22-13 permitting the use of an exterior-only or desktop appraisal for purchase transactions. Per the Circular, a lender may use an exterior-only
VA issued Circular 26-22-10 (Circular), announcing Certificate of Eligibility (COE) enhancements to include the United States Space Force (USSF) as a branch of service. Per
VA issued Circular 26-22-12 (Circular), introducing a new Certificate of Eligibility (COE) funding fee status for active-duty service members with pending pre-discharge claims. Per the
VA issued Circular 26-22-11 (Circular), updating wood destroying pest inspection fees and repair cost policies. Per the Circular, VA now permits a borrower to be
VA issued Circular 26-22-09 (Circular), announcing new loan approval procedures for loans where the borrower has a VA-appointed fiduciary and for loans with 2 or
VA issued Circular 26-22-05 (Circular), announcing a new optional procedure in which lenders may upload the Uniform Closing Dataset (UCD) and Uniform Loan Application Dataset
Fannie Mae issued Servicing Guide Announcement SVC-2025-01 (Announcement), setting forth updates to the Servicing Guide. Per the Announcement, Fannie Mae introduced new cybersecurity requirements for
Freddie Mac issued Bulletin 2025-2 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: Revisions related to the portfolio reconciliation requirement
New York passed a bill amending recently enacted flood insurance requirements and restrictions for mortgage lenders and servicers. In December, 2024, New York passed a
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