FHA issued Mortgagee Letter 2022-22, revising dual employment requirements and clarifying other conflict of interest policies. Per the Mortgagee Letter, FHA is permitting individuals that
FHA added a new COVID-19 Home Equity Conversion Mortgage (HECM) property charge repayment plan option to assist senior homeowners who are behind on property charge
FHA extended the temporary partial waivers issued for Mortgagee Letter 2015-11 and Mortgagee Letter 2016-07. The temporary partial waiver for Mortgagee Letter 2015-11 allows mortgagees
FHA issued FHA Mortgagee Letter 2022-19 rescinding the mandatory use date for the FHA Catalyst: Electronic Appraisal Delivery (EAD) module. Per the Mortgagee Letter, FHA
FHA adopted a rule permitting private flood insurance for FHA-insured mortgages. Per the rule adoption, FHA will now allow borrowers the option to purchase a
FHA issued Mortgagee Letter 2022-17, updating TOTAL Mortgage Scorecard to allow for utilization of positive rental payment history as a credit risk assessment for first
FHA issued FHA Info #2022-81 pausing the completion and integration for the FHA Catalyst: Electronic Appraisal Delivery (EAD) module. Per the update, FHA is pausing
FHA issued Mortgagee Letter 2022-15, updating a Home Equity Conversion Mortgage (HECM) program requirement for Notice of Due and Payable status. Per the Mortgagee Letter,
FHA issued Mortgagee Letter 2022-14, requiring a Unique Entity Identifier (UEI) for FHA approved lenders, mortgagees and institutions seeking FHA approval as part of their
FHA issued Mortgagee Letter 2022-11, updating the initial appraisal validity period and extending the appraisal update validity period. Per the Mortgagee Letter, FHA, for origination,
Fannie Mae issued Servicing Guide Announcement SVC-2025-01 (Announcement), setting forth updates to the Servicing Guide. Per the Announcement, Fannie Mae introduced new cybersecurity requirements for
Freddie Mac issued Bulletin 2025-2 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: Revisions related to the portfolio reconciliation requirement
New York passed a bill amending recently enacted flood insurance requirements and restrictions for mortgage lenders and servicers. In December, 2024, New York passed a
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