Fannie Mae issued Lender Letter LL-2022-05, waiving loan-level price adjustments (LLPAs) for HomeReady loans, loans for first-time homebuyers with income at or below applicable area
Fannie Mae issued Servicing Guide Announcement SVC-2022-07 (Announcement), setting forth updates to the Servicing Guide. Per the Announcement, Fannie Mae: Increased property valuation fees for
Fannie Mae issued Selling Guide Announcement SEL-2022-09 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae: Updated documentation requirements with respect
Fannie Mae revised the Washington Security Instrument Form (Form 3048). The revision to the Washington Security Instrument increases clarity to Paragraph 15(b) (pertaining to default
Fannie Mae issued Selling Guide Announcement SEL-2022-08 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae: expanded the list of acceptable
Fannie Mae revised the Delaware Security Instrument Form (Form 3008). The revision to the Delaware Security Instrument corrects an erroneous state reference resulting from a
Fannie Mae issued Servicing Guide Announcement SVC-2022-06 (Announcement), updating fair lending data requirements. Per the Announcement, Fannie Mae added a requirement for servicers to maintain
Fannie Mae issued Selling Guide Announcement SEL-2022-07 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae updated requirements to allow the
Fannie Mae revised the Texas Home Equity Security Instrument Form (Form 3044.1). The revision to the Texas Home Equity Security Instrument removes language in the
Fannie Mae issued Servicing Guide Announcement SVC-2022-05 (Announcement), setting forth updates to the Servicing Guide. Per the Announcement, Fannie Mae: added requirements for compliance with
Fannie Mae issued Servicing Guide Announcement SVC-2025-01 (Announcement), setting forth updates to the Servicing Guide. Per the Announcement, Fannie Mae introduced new cybersecurity requirements for
Freddie Mac issued Bulletin 2025-2 (Bulletin) announcing revisions to the Single-Family Seller/Servicer Guide. Per the Bulletin, Freddie Mac: Revisions related to the portfolio reconciliation requirement
New York passed a bill amending recently enacted flood insurance requirements and restrictions for mortgage lenders and servicers. In December, 2024, New York passed a
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