The CFPB announced the asset-size exemption threshold for creditors under the Truth-in-Lending Act (TILA). The asset-size exemption threshold pertains to TILA’s higher-priced mortgage loan escrow
The CFPB announced the asset-size exemption thresholds for depository institutions under the Home Mortgage Disclosure Act (HMDA). For 2017, the exemption threshold will remain at
The Consumer Financial Protection Bureau (CFPB) issued warning letters to 44 mortgage lenders and brokers addressing potential mortgage lending reporting failures. The CFPB identified the
The CFPB amended its guidance on service providers to clarify that the depth and formality of the risk management program for service providers may vary
The CFPB issued guidance concerning the use of the newly redesigned Uniform Residential Loan Application (URLA) for purposes of the Equal Credit Opportunity Act (ECOA)
Fannie Mae issued Servicing Guide Announcement SVC-2024-06 (Announcement), setting forth updates to the Servicing Guide. Per the Announcement, Fannie Mae clarified requirements related to eMortgages.
FHA issued Mortgagee Letter 2024-20 implementing Federal Flood Risk Management Standards for new construction properties located in Special Flood Hazard Areas. On April 23, 2024,
Fannie Mae issued Selling Guide Announcement SEL-2024-07 (Announcement), setting forth updates to the Selling Guide. Per the Announcement, Fannie Mae: Revisions related to leasehold estates
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