California passed a bill reenacting foreclosure prevention provisions under the Homeowner Bill of Rights. The Homeowner Bill of Rights was enacted in 2012 and established a variety of foreclosure prevention provisions, including a prohibition on dual tracking (advancing the foreclosure process while the borrower is attempting to obtain a loan modification), and a requirement that servicers designate a single point of contact for borrowers seeking a foreclosure prevention alternative. The foreclosure prevention provisions applied to first lien loans secured by 1-to 4- family owner-occupied residences and had a sunset date of January 1, 2018. The reenacted foreclosure prevention provisions are effective January 1, 2019 and are substantially similar to the repealed provisions.
See California Legislative website for the full text of the Statutes:
http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=201720180SB818
